Claims Guidance
How to File a Hurricane Insurance Claim in Florida (2026)
Step-by-step guide to filing a hurricane insurance claim in Florida: critical deadlines, documentation, and what to do if your claim is denied.
Read article →Florida Insurance Insights
Guides, market analysis, and coverage advice for property owners in Palm Beach County. No jargon, no sales pitch.
State Programs
Citizens Takeout Notices: How to Review Your Options
Read a Citizens depopulation notice using the actual offer deadline, coverage worksheets, and current official instructions.
Read article →Homeowners Insurance
Why Did My Florida Home Insurance Increase? Renewal Questions
Compare your old and new declarations pages and ask your insurer to explain changes in coverage, deductibles, discounts, and premium.
Read article →Florida Market
Florida SB 1028: Citizens Clearinghouse Status and Next Steps
Verified status of Florida SB 1028 and questions for Citizens commercial policyholders. Check your actual notice and current program instructions.
Read article →Claims Guidance
Florida HB 527 and AI Claim Denials: Verified Bill Status
HB 527 died in the Senate in March 2026. Understand the bill status and organize questions about an insurance claim decision.
Read article →Homeowners Insurance
Florida Roof Age and HB 815: Corrected Bill Status
HB 815 died in March 2026. Read the corrected status, existing statutory roof provisions, and questions to ask about an inspection or renewal.
Read article →Seasonal
Palm Beach County Hurricane Planning and Insurance Checklist
Organize policy records, emergency contacts, and a household plan using official Florida preparedness resources.
Read article →State Programs
My Safe Florida Home: Official Program and Application Guide
Find official My Safe Florida Home inspection and grant instructions. Check current eligibility and approval before assuming funding.
Read article →Florida Market
Florida Homeowners Insurance: A Practical Renewal Review
Review a Florida homeowners renewal using policy terms and written quotes, without unsupported statewide averages or promised savings.
Read article →Flood Insurance
Flood Insurance in Palm Beach County: Questions to Ask
A practical guide to reviewing flood policy terms, building and contents protection, exclusions, and start dates with official FEMA resources.
Read article →Homeowners Insurance
Florida Hurricane Deductibles: Read Your Policy First
Locate your hurricane deductible, check the trigger and dollar exposure, and use Florida DFS guidance on calendar-year rules.
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